Terms of Service

1. Agreement to Terms

By accessing or using the services of Speedy Cash Home Offers ("we," "our," or "us"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access our services.

2. Services Description

Speedy Cash Home Offers provides cash home buying services in Las Vegas, Nevada, and Southern California. We offer to purchase residential properties for cash, typically closing within 7-21 days. Our services include property evaluation, cash offer generation, and expedited closing services.

2.1 Cash Home Buying Services

Our primary service is purchasing residential properties for cash. We specialize in single-family homes, condos, townhomes, and investment properties in Las Vegas and Southern California markets. Our service areas include Las Vegas (with a focus on North/East neighborhoods), Orange County, San Diego, Riverside, Inland Empire, and Los Angeles County.

2.2 Property Evaluation and Cash Offer Generation

We evaluate properties based on current market conditions, property condition, location factors, and repair costs. Our evaluation process includes reviewing property information, conducting market analysis, and performing property walkthroughs. Based on this evaluation, we generate fair cash offers that reflect the property's true market value.

2.3 Expedited Closing Services

We offer expedited closing services, typically closing transactions within 7-21 days of offer acceptance. Our closing process includes handling title searches, preparing closing documents, coordinating with title companies, and facilitating fund transfers. We work to accommodate your timeline while ensuring all legal and regulatory requirements are met.

3. No Obligation

Submitting information to us or receiving a cash offer does not create any obligation on your part to sell your property to us. You are free to accept or reject any offer we make. There are no fees or penalties for declining our offer or choosing not to proceed with a sale.

4. Property Information

You agree to provide accurate and complete information about your property to enable us to make fair cash offers. Accurate information is essential for proper property evaluation and ensures we can provide offers that reflect true market value.

4.1 Required Property Information

You agree to provide accurate and complete information about your property, including:

• Property address and legal description
• Property condition and any known defects
• Outstanding liens, mortgages, or encumbrances
• Any other material information that may affect the property's value
• Property size, number of bedrooms and bathrooms, lot size
• Age of the property and major systems (roof, HVAC, plumbing, electrical)
• Recent renovations, repairs, or improvements
• Environmental issues, code violations, or pending assessments

4.2 Accuracy of Information

You represent and warrant that all information you provide about your property is accurate, complete, and current to the best of your knowledge. You agree to update us promptly if any information changes or if you become aware of any inaccuracies. We rely on the accuracy of your information to make fair cash offers and complete transactions efficiently.

4.3 Consequences of False or Misleading Information

Providing false or misleading information may result in the termination of any agreement, adjustment or withdrawal of cash offers, and may constitute fraud. If we discover that you provided false or misleading information after an offer is made or a transaction begins, we reserve the right to terminate the agreement and pursue appropriate legal remedies.

5. Property Inspection

We reserve the right to inspect the property before finalizing any purchase agreement. Property inspection allows us to verify property condition, assess repair needs, and ensure our cash offer accurately reflects the property's true value.

5.1 Inspection Process

Our property inspection typically includes a visual assessment of the property's condition, structural integrity, major systems (HVAC, plumbing, electrical), and overall property state. We may also review property records, permits, and other documentation. The inspection is typically completed within 1-3 days of offer acceptance and takes approximately 15-30 minutes for most properties.

5.2 Offer Adjustments Based on Inspection

Our initial cash offer may be subject to adjustment based on the actual condition of the property as determined during inspection. If the inspection reveals property conditions that differ significantly from the information provided, we may adjust our offer to reflect the actual condition. Common reasons for offer adjustments include undisclosed defects, significant repairs needed, structural issues, or property condition that differs substantially from initial evaluation.

5.3 Acceptance or Rejection of Final Offer

After inspection, we will provide you with a final cash offer that reflects the property's actual condition. You have the right to accept or reject this final offer. If you accept the final offer, we will proceed with closing. If you reject the final offer, there are no fees or penalties, and you are free to explore other options for selling your property.

6. Closing Process

If you accept our cash offer, we will work with you to complete the closing process efficiently and professionally. Our streamlined closing process is designed to be faster and simpler than traditional real estate transactions.

6.1 Closing Process Steps

The closing process typically includes the following steps:

• Title search and verification to ensure clear ownership and identify any liens
• Property inspection (if not already completed) to verify condition
• Preparation of closing documents including purchase agreement and transfer documents
• Settlement and transfer of funds, typically via wire transfer or cashier's check
• Recording of property transfer with appropriate county authorities
• Transfer of keys and property possession

6.2 Closing Timelines

We typically close transactions within 7-21 days of offer acceptance, though timing can be customized to meet your needs. Fast closings (7-10 days) are available for urgent situations, while flexible closings (up to 60 days) can accommodate your moving timeline. You choose your closing date, and we work around your schedule to make the process as convenient as possible.

6.3 Factors Affecting Closing Timeline

Closing timelines are estimates and may vary based on various factors including title issues, property condition, outstanding liens, probate requirements, and other circumstances beyond our control. We will communicate any delays promptly and work with you to resolve issues as quickly as possible.

7. As-Is Purchase

We purchase properties in "as-is" condition, which means we buy the property in its current state without requiring repairs, cleaning, or improvements. This is one of the key advantages of selling to a cash buyer - you don't have to invest time or money in repairs before selling.

7.1 As-Is Condition Purchase

When we purchase your property as-is, we accept it in its current condition without requiring you to make any repairs, renovations, cleaning, or improvements. Whether your property needs minor updates, major repairs, or has structural issues, we can make fair cash offers that account for the property's current state. This eliminates the need for you to invest thousands of dollars in repairs before selling.

7.2 Material Defect Disclosure Requirements

While we purchase properties as-is, you remain responsible for disclosing known material defects as required by law. Material defects are conditions that significantly affect the property's value or desirability, such as structural problems, foundation issues, water damage, mold, or code violations. Failure to disclose known material defects may result in legal liability and could constitute fraud.

7.3 Benefits of As-Is Purchase

The as-is purchase approach benefits sellers by eliminating the need for costly repairs, reducing time on market, and providing certainty in the sale process. You don't have to worry about buyer inspection contingencies, repair negotiations, or property condition issues delaying or derailing the sale. We handle all repairs and improvements after purchase, allowing you to move forward immediately.

8. Fees and Costs

We do not charge fees, commissions, or closing costs to sellers. Our commitment to transparency means the cash offer we provide is the amount you will receive at closing, subject to any adjustments agreed upon in writing.

8.1 No Seller Fees or Commissions

Unlike traditional real estate sales where sellers typically pay 6-10% in commissions and fees, we do not charge any fees, commissions, or closing costs to sellers. There are no hidden costs, surprise fees, or last-minute charges. The amount we quote is the amount you receive, providing complete transparency and eliminating uncertainty about your proceeds.

8.2 Property Obligations and Liens

However, you may be responsible for satisfying certain property obligations at closing, including:

• Outstanding mortgages or liens on the property (which will be paid from proceeds)
• Property taxes and HOA fees (prorated to closing date)
• Any other obligations that must be satisfied at closing as required by law or contract
• Liens that need to be cleared to provide clear title

8.3 Closing Cost Coverage

We cover standard closing costs including title insurance, escrow fees, recording fees, and document preparation fees. This means you don't pay these costs out of pocket - they are factored into our cash offer. You simply receive your agreed-upon amount at closing, minus any property obligations you choose to pay off from the proceeds.

9. Website Use

By using our website, you agree to use it in accordance with these Terms of Service and applicable laws. Our website is provided for your use to learn about our services, request cash offers, and communicate with us about selling your property.

9.1 Permitted Use of Website

You may use our website to browse information about our services, request cash offers for your property, submit contact forms, read our blog and market insights, and communicate with us about selling your property. All use must be for lawful purposes and in accordance with these Terms of Service.

9.2 Prohibited Activities

When using our website, you agree not to:

• Use the website for any unlawful purpose or in violation of any laws
• Attempt to gain unauthorized access to any part of the website, server, or systems
• Transmit any viruses, malware, harmful code, or malicious software
• Interfere with or disrupt the website's operation or security features
• Copy, modify, reproduce, or distribute any content without our express written permission
• Use automated systems to access or scrape website content
• Impersonate any person or entity or misrepresent your affiliation

9.3 Consequences of Prohibited Use

Violation of these website use terms may result in immediate termination of your access to our website, legal action, and pursuit of appropriate remedies. We reserve the right to monitor website use and take action against any prohibited activities.

10. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of Speedy Cash Home Offers or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. This includes all materials created by Dr. Janet Duffy and our team, including articles, blog posts, market insights, and educational content.

10.1 Ownership of Content

All content on our website, including text, graphics, logos, images, video, audio, software, and other materials, is the exclusive property of Speedy Cash Home Offers or its content suppliers. This content is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works, publicly display, publicly perform, republish, download, store, or transmit any of our content without our express written permission.

10.2 Permitted Use of Content

You may view, download, and print content from our website for personal, non-commercial use only. This means you can access and read our content for your personal information and education, but you may not use our content for commercial purposes, distribute it to others, or incorporate it into other works without our express written permission. Any unauthorized use of our content may violate copyright, trademark, and other laws.

10.3 Trademarks and Service Marks

Speedy Cash Home Offers, "Homes by Dr. Jan Duffy," our logos, and other trademarks and service marks displayed on our website are the exclusive property of Speedy Cash Home Offers. You may not use our trademarks, service marks, or logos without our express written permission. Unauthorized use of our trademarks may result in legal action and pursuit of appropriate remedies.

11. Limitation of Liability

To the maximum extent permitted by applicable law, Speedy Cash Home Offers limits its liability for damages arising from your use of our services. This limitation is designed to protect both parties while ensuring fair compensation for actual damages where appropriate.

11.1 Limitations on Damages

To the maximum extent permitted by law, Speedy Cash Home Offers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of our services. This limitation applies regardless of the theory of liability (contract, tort, negligence, or otherwise) and whether or not we were advised of the possibility of such damages.

11.2 Maximum Liability

Our total liability for any claims arising from these Terms of Service or our services shall not exceed the amount of the cash offer we provided for your property, or if no offer was made or accepted, $1,000. This limitation applies regardless of the number of claims or the theory of liability.

11.3 Exceptions to Limitation

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you. In such jurisdictions, our liability is limited to the maximum extent permitted by applicable law. Nothing in these Terms of Service limits our liability for gross negligence, intentional misconduct, or fraud.

12. Indemnification

You agree to indemnify and hold harmless Speedy Cash Home Offers, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our services or violation of these Terms of Service.

13. Dispute Resolution

Any disputes arising from these Terms of Service or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in Las Vegas, Nevada. This dispute resolution process is designed to be faster, more cost-effective, and less formal than traditional litigation while still providing fair resolution of disputes.

13.1 Binding Arbitration Agreement

By agreeing to these Terms of Service, you agree that any disputes, claims, or controversies arising out of or relating to these Terms of Service or our services shall be resolved through binding arbitration rather than in court. This includes disputes about the validity, enforceability, or scope of this arbitration agreement. Arbitration is conducted in accordance with the rules of the American Arbitration Association and takes place in Las Vegas, Nevada.

13.2 Waiver of Jury Trial and Class Action

By agreeing to binding arbitration, you waive your right to a jury trial and agree not to participate in class action lawsuits or class-wide arbitrations. Instead, disputes will be resolved on an individual basis through binding arbitration. This waiver applies to all disputes, whether they arise from contract, tort, statute, or other legal theories.

13.3 Arbitration Process

Arbitration is conducted by a neutral arbitrator selected in accordance with American Arbitration Association rules. The arbitrator's decision is final and binding on both parties, and may be entered as a judgment in any court of competent jurisdiction. Each party is responsible for their own legal fees and costs, unless the arbitrator determines otherwise in accordance with applicable law.

14. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Nevada, without regard to its conflict of law provisions.

15. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify you of any material changes by posting the new Terms of Service on this page and updating the "Last Updated" date. Your continued use of our services after such modifications constitutes acceptance of the updated terms.

16. Contact Information

If you have any questions about these Terms of Service, please contact us: